What are sinking funds? It can be a difficult concept to understand. In this article I will explain to you simply what they are. If you are just starting out you might be finding the budgeting terminology difficult to get…
Posts About Paying Off Debt
White Sauce
White Sauce This post may contain affiliate links. If you purchase through one of these links, I may earn a small commission at no extra cost to you. Jump To Recipe Intro This is my everyday white sauce. It is…
Homemade Oven Chips: Cheap, Healthy And Quick.
These are the cheap healthy and quick homemade oven chips. I have used Aldi ingredients in this recipe. It costs €1 for a generous portion. We love to have these chips with all sorts of dinners during the week. I’ve…
Should You Do A No Spend Year?
Should you do a no spend year? Do you compulsively scroll Amazon for ‘stuff’ but you are not even sure of what you are looking for? Let’s take a look at how someone can stop shopping for a year and…
Is Cheap Food Unhealthy: A Frugal Foodie Weights In!
Is cheap food unhealthy? Another way to ask the same question, is it expensive to eat healthy food. I was surprised to learn, when I cut back on my grocery budget to pay off debt, that we were able to…
Back In Debt Again, After Being Debt Free.
This post is about how I got back in debt again, after paying off €10,000 using the Baby Steps. I am currently in debt, with no regrets. If you have been on social media at all in recent times, you…





