Do you need a Christmas Budget planner? Here is your FREE Last Minute Christmas Budget Pack.
This Christmas Budget Planner Pack Contains;
8 x Christmas savings funds trackers that you can cut out and put in your wallet or cash envelopes
You can cut out and use these trackers in cash envelopes by inserting them into envelopes or sticking them onto paper envelopes that you have already at home. Im using some of these trackers for my Christmas present budget and also for my christmas food budget.
2 x months of budget sheets, November and December. There is a calendar page and an IN/OUT/NOTES page for each month.
These are the pages that I use all year but I’ve themed them for winter so that we can focus our minds on our budgets for the last few weeks of the year. Write every single thing down that you need to spend money on from now till the end of the year using these sheets. Leave nothing out! Transfer the numbers to the calendar page to remind you of when money comes in and when money comes out.
2 x Spending Freeze sheets
These are no spend month trackers. Some people call this challenge a spending freeze. The idea is that you only spend on the things that are deemed essential expenses in your budget. Other than that you ‘freeze’ all spending for a period of time. I’ve been doing no spend challenges since way back in 2017 when they were not a widely known phenomenon as they are today. No spend challenges are a fantastic way to save some money quickly and at the same time they highlight where your budget may be leaking.
It’s my early christmas present to you. I hope you find it helpful!
Related Posts: Budgeting For Beginners