The €15 ( or is it) meal plan Link in bio #i The €15 ( or is it) meal plan 

Link in bio 

#irishdebtfreecommunity #costofliving #costoflivingcrisis #inflation #foodprice #foodinflation #savemoneyongroceries
9PM Friday Grocery Haul Full Video I posted my la 9PM Friday Grocery Haul Full Video

I posted my last one last Friday at 9 and a good friend mentioned that it’s probably a good time to upload a video as those who are subscribed over on YouTube would be sitting down to relax at that time so … that is what I’ll do 🥰

I shopped my pantry this week, dug out the freezer and made a meal plan of some newly bought fresh stuff and then some of my clear out stuff before the move to the UK. 

We are this week, a 2 person household mainly, and I will be showing you a meal plan on a budget, for 2 adults eaters with different dietary needs. 

This weeks spend surprised me a little. I’ll fill you in tomorrow night at 9PM

Link in bio or highlights for my YouTube channel. If you hit the notifications bell snd subscribe on YouTube you’ll get a little 🛎 notification when my lastest videos go live.

#costoflivingcrisis #costoflivingcrisis #feedmyfamily #pantrygoals #pantry #savemoneyonfood #savemoneyongroceries #aldi #aldiuk #aldibrand #cheapfood #groceries #food #cheap #irishdebtfreecommunity #ukdebtfreecommunityuk
Mrs Hawkins House Monthly Newsletter It was delay Mrs Hawkins House Monthly Newsletter

It was delayed last week because of the bank holiday. You’ll have it in your inbox by tonight! 

I’ve had a good few questions about what happens with the blog once I move so I’ve answered those questions in this email. 

If you’re not on the list, there is still time to subscribe by clicking the link in the bio or on stories right now.

Sign up by 5pm to get this months email newsletter.

#irishblogger #irishdebtfreecommunity #wheredowego #mailchimp #wordpress #newsletter #comunity #budgetmumuk #budgetingtips
AlDI grocery haul now live on YouTube Link to my AlDI grocery haul now live on YouTube 

Link to my channel in the BIO

#aldi #aldiireland #groceryshopping #groceryhaul #foodonabudget #grocerybudget #irishdebtfreecommunity #ukdebtfreecommunity
Free Printables Budget planner No spend month Free Printables 

Budget planner 

No spend month tracker 

Meal plan sheet 

Inventory sheet 

Link in bio 

#debtfreecommunityireland #irishdebtfreecommunity #payoffdebt #freeprintables  #budgeting #mealplanning #familybudget #payoffdebt
€15 Meal Plan For One Person Using Aldi Food Lin €15 Meal Plan For One Person Using Aldi Food Link In Bio For All Free Meal Plans And Shopping Lists

7 breakfasts
7 lunches
7 dinners
7 snacks

Free PDF Meal Plan And Shopping List € prices.

Rules:
Take advantage of any deals you can get. Use the condiments and other store cupboard ingredients that you already own.

This is a realistic breakdown of my low spend family budget but for ONE person. 

It is not intended to suit any specific type of diet but more so a reflection of how to make money stretch on a week when you find yourself short on cash. 

#mealplan #lowcostmeals #emergencymeals #costoflivingcrisis #budgetmealplan #budgetshopping #grocerybudget #freepdf #freemealplans #livingonabudget #lowspendyear
Cash Stuffing I’ve just added a video to YT to Cash Stuffing

I’ve just added a video to YT to show you how I manage my travel to the UK budget.

I’ve given you a breakdown of what I need the money for and how I intend to use it. 

Link in bio

#irishdebtfreecommunity #ukdebtfreecommunity #cashstuffing #cashenvelopes #sinkingfunds #daveramsey #babysteps #debtfree #imdebtfree #wearedebtfree #ukbudget #ukcash #ukcashenvelope #singlemumbudget #singlemumtravels #singlemombudget #singlemomtravel
Budget With Me Sample monthly budget. Follow fo Budget With Me

Sample monthly budget. 

Follow for more budget with me content. 

Link in bio for shop

Music: Landras Dream
Musician: music by audionautix.com
License: https://creativecommons.org/licenses/by/4.0/legalcode

#budgetlife  #budgettips  #budgetplanning  #budgets  #budgettip  #budgeting101  #budget2022  #budgetmum  #budgetmom  #budgettrip  #budgetblogger  #budgetgoals  #budgetnista
Mini Haul! We did grocery budget We did Easter Mini Haul! 

We did grocery budget 

We did Easter Sinking Funds 

We did household budget 

We did stocking up 

And finally we did #yellowstickers

#haul #groceryhaul #yellowsticker #lidl #tesco #easter #stockup #pantry#grocerybudget #discountfood #lowcost #lowcostshop #irishdebtfreecommunity #irishbudgeter #ukdebtfreejourney #payoffdebt
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You are here: Home / Budgeting for beginners / Budgeting For Beginners: Starting Your Budgeting Journey In A Mindset Of Abundance Can Help You To Get Out Of Debt.

Budgeting for beginners ·

Budgeting For Beginners: Starting Your Budgeting Journey In A Mindset Of Abundance Can Help You To Get Out Of Debt.

Abundance mindset in budgeting is one of my keys to successful budgeting. Starting your budgeting journey from a place of abundance can really help you to get out of debt. 

Abundance mindset in budgeting

If you are in debt and you are preparing to go on a debt free journey, then this is one of the 7 pre-budget steps for budgeting beginners. See what you own and what you have in savings before you start. This abundance mindset from the beginning sets the tone for your debt free journey.

When I started my no spend year in 2017 I figured that there were 7 steps that you needed to take before you wrote your first budget so that you can set up your budget for success in the beginning.

This post is step 6 of the 7 pre-budget steps you need to know before you write your first budget:

Knowing the amount savings have and the amount valuables own.

Jump Ahead To....

  • February 2018
  • Choose Your Sacrifice
  • 5 Tips On How To Carry Out This Step
          • Write down how much you have in savings.
          • List the most valuable items in your home.
          • The next phase of this step is to go around to each room of your house and organise it.
          • Check through everyone’s wardrobe.
          • Write your first budget for a few months in advance.
          • This was..
  • Budgeting For Beginners: Starting Your Budgeting Journey In A Mindset Of Abundance Can Help You To Get Out Of Debt.

February 2018

If you know these things you can decide if you want to utilise them in your debt free journey.  I swore that the one thing I would not sell was my beautiful piano at the beginning of my debt free journey. I was painfully aware of how much it was worth every evening when I sat in front of my TV with my reflection clearly visible in my black satin finished Yamaha.

7 months into my no spend year, it was up for sale. Why? Well as I did my no spend year I came to a lot of decisions on what I had planned for my life and teaching piano no longer fit into that plan. It is a long story but it did not sell in time to contribute to my no spend year debt pay off but it did sell the following year and I was free to use the money for other things of my choice (including a piano that wasn’t worth more than my car)

Choose Your Sacrifice

Because there always is one. There always has to be a sacrifice to move forward and it may be the one thing you promised yourself you’d never do. My point is this, if you want to make a major change sometimes it takes big steps. Sometimes you have to let go of things and choices that you may not have done had circumstances been different. I looked at my savings at the start of my no spend year and swore that no matter what I would not use them to pay off debt. 10 months later I used those savings to pay off the remainder of my car loan I was so desperate to get out of my no spend year early!

5 Tips On How To Carry Out This Step

Write down how much you have in savings.

You can decide if you want to include savings that you have put away for younger children if you wish. If you have time to save that money again in time for its intended purpose it may help you get out of debt faster. I won’t offer any opinion on that as it is entirely personal but it is something I have seen people do as they get out of debt.

List the most valuable items in your home.

Calculate their value by researching online. Looking up similar items on buy and sell platforms like Facebook marketplace can be helpful in finding out the value of your possessions. You may not want to sell any of these things at all in the beginning but knowing where you stand with your money is one of the best ways to set up your debt free budget for success.

The next phase of this step is to go around to each room of your house and organise it.

Have you 5 bottles of shampoo in your bathroom and 3 can of hairspray in your dressing table? If you have then maybe you have similar things happening in your cleaning cupboard. Figure out well stocked you house is with these kinds of items and commit to using them before you buy more. This will help you to get a good head start on your first budget as you wont need to buy the things you already have in the house.

Check through everyone’s wardrobe.

I started my no spend year and my first ever successful budget in August of 2017. We were preparing to go back to school and to get ready for winter from a financial perspective so I checked to ensure that last year’s winter coats, shoes, hats and gloves were still in good shape. I also checked the house for all kinds of supplies for school and winter that I had in the attic, the bedrooms and the shed. I saved a fortune on stationary that year as I had a whole load of supplies tucked away in nooks and crannies.

Write your first budget for a few months in advance.

You may not stick to it but the practice of doing that with the knowledge of all of the supplies that you may have found in your house, highlights 2 things. (1) Time goes quickly and money spent today will be needed in a few short months. (2) The things we buy from week to week mindlessly are often duplicated of things we have at home already hidden away in a cupboard. With your new found abundance mindset in budgeting, you will find it easier to write your budget and leave out the things you already own. I did not feel any lack in not buying things when I knew I already had them at home.

 

This was..

Budgeting For Beginners: Starting Your Budgeting Journey In A Mindset Of Abundance Can Help You To Get Out Of Debt.

You may also enjoy: Budgeting for beginners: 7 pre-budget steps you need to know before you write your first budget.



In: Budgeting for beginners · Tagged: budgeting, pre budget steps

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Budgeting For Beginners: How Much Money Do You Really Owe?

The €15 ( or is it) meal plan Link in bio #i The €15 ( or is it) meal plan 

Link in bio 

#irishdebtfreecommunity #costofliving #costoflivingcrisis #inflation #foodprice #foodinflation #savemoneyongroceries
9PM Friday Grocery Haul Full Video I posted my la 9PM Friday Grocery Haul Full Video

I posted my last one last Friday at 9 and a good friend mentioned that it’s probably a good time to upload a video as those who are subscribed over on YouTube would be sitting down to relax at that time so … that is what I’ll do 🥰

I shopped my pantry this week, dug out the freezer and made a meal plan of some newly bought fresh stuff and then some of my clear out stuff before the move to the UK. 

We are this week, a 2 person household mainly, and I will be showing you a meal plan on a budget, for 2 adults eaters with different dietary needs. 

This weeks spend surprised me a little. I’ll fill you in tomorrow night at 9PM

Link in bio or highlights for my YouTube channel. If you hit the notifications bell snd subscribe on YouTube you’ll get a little 🛎 notification when my lastest videos go live.

#costoflivingcrisis #costoflivingcrisis #feedmyfamily #pantrygoals #pantry #savemoneyonfood #savemoneyongroceries #aldi #aldiuk #aldibrand #cheapfood #groceries #food #cheap #irishdebtfreecommunity #ukdebtfreecommunityuk
Mrs Hawkins House Monthly Newsletter It was delay Mrs Hawkins House Monthly Newsletter

It was delayed last week because of the bank holiday. You’ll have it in your inbox by tonight! 

I’ve had a good few questions about what happens with the blog once I move so I’ve answered those questions in this email. 

If you’re not on the list, there is still time to subscribe by clicking the link in the bio or on stories right now.

Sign up by 5pm to get this months email newsletter.

#irishblogger #irishdebtfreecommunity #wheredowego #mailchimp #wordpress #newsletter #comunity #budgetmumuk #budgetingtips
AlDI grocery haul now live on YouTube Link to my AlDI grocery haul now live on YouTube 

Link to my channel in the BIO

#aldi #aldiireland #groceryshopping #groceryhaul #foodonabudget #grocerybudget #irishdebtfreecommunity #ukdebtfreecommunity
Free Printables Budget planner No spend month Free Printables 

Budget planner 

No spend month tracker 

Meal plan sheet 

Inventory sheet 

Link in bio 

#debtfreecommunityireland #irishdebtfreecommunity #payoffdebt #freeprintables  #budgeting #mealplanning #familybudget #payoffdebt
€15 Meal Plan For One Person Using Aldi Food Lin €15 Meal Plan For One Person Using Aldi Food Link In Bio For All Free Meal Plans And Shopping Lists

7 breakfasts
7 lunches
7 dinners
7 snacks

Free PDF Meal Plan And Shopping List € prices.

Rules:
Take advantage of any deals you can get. Use the condiments and other store cupboard ingredients that you already own.

This is a realistic breakdown of my low spend family budget but for ONE person. 

It is not intended to suit any specific type of diet but more so a reflection of how to make money stretch on a week when you find yourself short on cash. 

#mealplan #lowcostmeals #emergencymeals #costoflivingcrisis #budgetmealplan #budgetshopping #grocerybudget #freepdf #freemealplans #livingonabudget #lowspendyear
Cash Stuffing I’ve just added a video to YT to Cash Stuffing

I’ve just added a video to YT to show you how I manage my travel to the UK budget.

I’ve given you a breakdown of what I need the money for and how I intend to use it. 

Link in bio

#irishdebtfreecommunity #ukdebtfreecommunity #cashstuffing #cashenvelopes #sinkingfunds #daveramsey #babysteps #debtfree #imdebtfree #wearedebtfree #ukbudget #ukcash #ukcashenvelope #singlemumbudget #singlemumtravels #singlemombudget #singlemomtravel
Budget With Me Sample monthly budget. Follow fo Budget With Me

Sample monthly budget. 

Follow for more budget with me content. 

Link in bio for shop

Music: Landras Dream
Musician: music by audionautix.com
License: https://creativecommons.org/licenses/by/4.0/legalcode

#budgetlife  #budgettips  #budgetplanning  #budgets  #budgettip  #budgeting101  #budget2022  #budgetmum  #budgetmom  #budgettrip  #budgetblogger  #budgetgoals  #budgetnista
Mini Haul! We did grocery budget We did Easter Mini Haul! 

We did grocery budget 

We did Easter Sinking Funds 

We did household budget 

We did stocking up 

And finally we did #yellowstickers

#haul #groceryhaul #yellowsticker #lidl #tesco #easter #stockup #pantry#grocerybudget #discountfood #lowcost #lowcostshop #irishdebtfreecommunity #irishbudgeter #ukdebtfreejourney #payoffdebt
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